What is the Cost of Horse Ownership?

July 8, 2024

How much does horse ownership cost? That depends on several factors, from where you live to how you plan to keep your horse. Calculating costs can be complicated. Here’s how to budget and learn about the cost of owning a horse. Horse board or housing costs are typically the biggest expense associated with horse ownership. Hay and feed bills are also among the highest costs and can fluctuate based on weather and other factors.


Shortly after bringing her horse home to her Florida farm from a nearby boarding barn, Helen Yakin-Palmer looked up from her desk to find her mare, Cera, peering at her through the office window.“It was a wonderful surprise,” Yakin-Palmer recalls. “It’s the upside of keeping a horse at home.”


In fact, it’s what some horse owners—especially prospective ones—dream about. But keeping a horse at home is not as simple as it seems. And keeping one anywhere—whether a farm or a boarding barn—is not an inexpensive proposition. Either way, providing for its needs makes all the difference between a horse that is thriving and one in danger of becoming a welfare statistic, whether he is a performance horse, a trail horse or a companion equine.


Your Costs May Vary

Annual horsekeeping expenses vary widely. Here’s a rough look at the major expenses and what they’ll cost per year on the low end and high end for the cost of owning a horse. (Please see the attached link.)


Overall Horse Ownership Cost

“The No. 1 reason why horses go into rescue or are sold is because people realize that they can’t afford them,” says Nicole Maubert-Walukewicz, founder of the Palmetto Equine Awareness and Rescue League (PEARL) in Anderson, S.C.


As most horse owners know, the cost of keeping the horse is usually greater than the cost of purchasing it.


“The cost of the horse is going to be the least expenditure an owner is going to make,” says Amy McLean, Ph.D., equine lecturer (PSOE) in the Department of Animal Sciences at the University of California. “You are going to spend more taking care of it.”


So how much can owners expect to spend on horsekeeping? Calculating costs can be complicated. While some expenses, such as basic veterinary and farrier fees, are relatively consistent over time, others vary from state to state, region to region and year to year, such as feed and hay.


Horse Ownership Cost: Horse Feed

According to the Unwanted Horse Coalition, (UHC) a horse’s dietary requirements depend on its breed, activity level and age. For example, horses with extensive training and show schedules generally require more feed and forage than horses that are only occasionally under saddle or are not ridden at all. Likewise, older horses may need to eat more just to maintain good body condition.


Generally, a healthy horse should consume at least 1.5 percent of his body weight in forage daily. For some owners, that means making sure the horse has lots of grazing time on pasture, supplemented by high-quality hay. But hay costs vary depending on your location, the volume of the local hay crop, and how far the hay must be transported. As a result, the cost of hay is higher in California than it is in the Midwest, for example.


“Hay is a large and regionally-produced crop that is shipped long distances, so problems in some areas won’t necessarily impact price,” says Daniel H. Putnam, Ph.D., extension agronomist and forage specialist in the Department of Plant Sciences at UC Davis.


In Florida, Yakin-Palmer pays $13.50 to $15.50 per bale for hay. Meanwhile, trainer Clarissa Cupolo recalls buying hay annually by the ton.


“In New Jersey, we had to buy hay by the ton,” says Cupolo. “We would pay $2,000 for hay to feed six horses for a whole year.”


Horses’ diets can also include feed, either commercially manufactured or locally milled. Those costs can vary too, depending on where the feed is milled and where ingredients are grown.


A 50-pound bag of commercially formulated equine feed runs anywhere from $15 to $35; the average stabled horse eats 5 to 15 pounds per day. Don’t forget to add onto this the cost of any supplements you feed, which can vary widely.


Horse Ownership Cost: Hoof Care and Veterinary Expenses

Aside from meeting their horses’ dietary needs, owners must also provide routine veterinary and other professional care to keep their animals healthy. In general, those costs do not fluctuate much from month to month or year to year. Nevertheless, having a plan to finance these costs is critical.


For example, veterinarians generally charge $25 to $75 for a basic farm call, which covers the cost of the veterinarian traveling to the horse’s location. Frequently the owners of horses kept at boarding barns split farm call costs when all the horses residing at the barn receive vaccinations at the same time.


Once the veterinarian has arrived, routine vaccinations, including rabies, tetanus, West Nile, EEE and WEE, range from $75 to $150, according to Jennifer Williams, Ph.D., executive director and founder of the Bluebonnet Equine Humane Society and author of How To Start and Run A Rescue. While some vaccinations are administered annually, booster inoculations represent an additional cost, and an additional farm visit.


General health care costs should also include $50 to $150 for annual teeth floating. Additional dental work generally adds a cost of $100 or more depending upon what the horse needs.


But veterinarians are not the only professionals that help keep a horse healthy. All horses require routine farrier care every four to eight weeks, whether they are shod or not. Cost for trimming a barefoot horse may range between $25 and $40 ($150 to $240 annually), Williams says. Routine farrier care for shod horses ranges between $50 and $150 per visit, or $300 to $1,200 annually, she says.


“If your horse is lame or develops problems with his feet, he may need more frequent farrier work or the assistance of a specialist, which will cost much more,” she points out.


Horse Ownership Cost: Unexpected Vet Emergencies

But even if owners budget for the best routine care, all horses are at risk for injury or illness. When that happens, an emergency farm visit can cost as much as $100 before the veterinarian even begins to treat the animal’s condition. More serious treatment can require transporting the horse to an equine clinic, or even surgery.


That’s something Yakin-Palmer learned when Cera required surgery after a severe colic episode.


“The bill was $15,000 in veterinary, hospital and aftercare costs,” she says. “That’s why people should have an emergency fund for their horses if they can.”


Insurance policies are also available. One type is directly through veterinary equine practices, where owners pay an annual fee that covers routine services, such as vaccinations and farm calls, as well as for reduced “deductibles” for surgeries and other major services.


Other policies are available through equine health and liability insurance. Some supplement companies, such as SmartPak and Platinum Performance, offer a program to cover the costs of colic surgery with a qualifying order and routine wellness care from your vet.


Costs of Boarding vs. Home Horsekeeping

Some novice owners believe that horsekeeping costs will be lower if the animal is kept at home as opposed to being boarded at a local barn. But that’s not always the case, says McLean. Owners who intend to keep their horses at home must factor real estate costs into the horsekeeping equation and balance it against that of boarding.


“For example, real estate costs can be $700,000 to $1 million for 2 acres if you want your own horse facility,” California-based McLean points out. “But boarding costs can run between $400 to $700 for full board, depending on the facility. Barns where Olympic-level horses are boarded can run between $1,200 and $1,500 a month.”


The cost of basic services, such as stall cleaning, turnout, hay and feeding are typically included with full-care board.


At some facilities, blanketing and holding a horse for a farrier or veterinarian is also included, says Clarissa Cupolo, owner of Gemini Performance Horses in Florida. Owners must still pay their own bills for these services, however. Elsewhere, horse handling is passed on to owners at an hourly or per-service rate.


Still, boarding a horse may be most cost-effective for some owners.


“For example, if you have to travel for work, you may want to board your horses,” says McLean. “Also, you have to factor in the cost of your hours feeding your horses, cleaning their stalls, turning them out, et cetera.”


These facts are not lost on Yakin- Palmer, who boarded both her horses before she brought them home.


“Keeping your horses at home is certainly limiting,” she says. “You have to have a flexible schedule, and you have to be there. I work at home so my schedule is flexible, but I can’t just take a vacation; my vacation is being with my horses.”


Ultimately, each owner must decide how to calculate—and afford—the cost of horse ownership. To do that, Maubert-Walukewicz advises prospective owners to gather opinions from local horse owners before they purchase a horse.


“Find out what the costs are [in your area], what kind of work is involved, and what they think of keeping a horse at home versus boarding it,” she says.


For her, the choice was simple.


“I spend about $4,800 a year on keeping my horses at home,” she says. “I’m the one feeding them, taking care of them, and interacting with them every day, so I know them much better than I would if they were boarded. But even if the cost is equal, that choice is not for everybody. Whatever you choose, you have to do what’s best for the horse.”





Source: https://www.horseillustrated.com/cost-of-horse-ownership

July 8, 2024
Now that we’re deep into spring, it’s time to “zhuzh” up your horse. Why not make it an enriching mindfulness experience for you both? Enter mindful grooming. It’s not uncommon for horse owners to become complacent about grooming amidst the many other tasks involved with having horses, especially when combined with finding the time to ride. But a dedicated, mindful equine grooming session can be quite relaxing and yet another way to share space.I’m an advocate of letting horses be horses, but to be honest, sometimes mine look downright feral as I slack on their grooming. I often find myself doing a quick “cowboy groom,” focusing on just the areas that need direct attention, paying little attention to anything else. The reality as horse owners is sometimes that’s all we have time for. Often, equestrians can become task-oriented or fixated on the ride, skimming over the true joy of simply being around horses. Mindful grooming is a nice way to connect beyond riding. Your horse will thank you, because after all, who doesn’t love a good spa day and quality time with a friend? As part of my Body, Mind, Equine retreats , I include a mindful equine grooming segment. This session often includes some of the sweetest and most memorable aspects of the program. When I take the time to do this with my horses, I’m reminded of how rich the experience is. What are the Benefits of Mindful Grooming for You and Your Horse? ◆ Slowing down and an opportunity to practice present-moment awareness. ◆ Spending quality, quiet time with your horse. ◆ Relaxing and soothing both horse and human, lowering stress levels. ◆ Getting hands on your horse to inspect anything that might be missed at a glance, such as tenderness, weight loss/gain, and hoof issues . ◆ An opportunity to observe energy and to be aware of what energy we are bringing to our horsemanship, such as calm, rushed, scattered or centered. ◆ An occasion to bond, build trust and connect. Benefits for Senior Horses and Non-Riders Since my horses are now seniors , I find we spend more time doing tranquil, simple activities, such as unhurried grooming sessions, compared to how we spent time during our many years of long, challenging trail rides. As we move through the various seasons of our lives, we find new pathways to partnership. Maybe you no longer have interest in riding, or you or your horse has an injury, preventing saddle time. Or perhaps your friends are going riding, but you’re having an off day and you’re just not feeling it. In either case, there’s nothing wrong with staying behind and spending time with your horse in another way. Sometimes, it’s nice to just be with your horse. How to Practice Mindful Grooming Mindful grooming can be approached in several ways, depending on personal preference and your setup. ◆ Make the session feel special, much like you would when setting up for any special occasion. Your horse will sense the difference. Maybe it’s playing relaxing music in your barn, or thoughtfully setting out your grooming tools. I like to start and end my session by giving my horse a peppermint. ◆ Sessions can be done in complete silence, which can be a nice break and a counterbalance from all the noise in our lives. Horses live in a nonverbal world; sometimes it’s nice to join them there! ◆ Soft music can also be pleasant. Choose something soothing. I like to play Native American flute music; I find the sounds peaceful and ethereal. ◆ Before greeting your horse, take a few moments to become centered: be still, close your eyes, and breathe deeply, collecting and gathering yourself. Your horse will detect the difference when your energy is centered versus fragmented. ◆ Before grooming, take a moment to breathe with your horse. Stand next to him with grounded feet and place a hand on his chest, side, or near the nostrils, and breathe deeply—see if you can sync up your breathing. Not only does this calm and connect horse and human, but helps us become keenly aware that the same life-force energy flowing through us also flows through our horse (and all living things), interconnecting us on a deeper level. ◆ Begin your grooming regimen in whatever way you like, while staying attentive to what you’re doing. When your mind wanders from your task, notice that you’ve come out of the moment and bring your attention back. Use two tools to stay harnessed in the present: breath and bodily sensations. When you catch yourself mentally drifting, come back to those two things—they’re always there. Often, we operate on auto pilot, but learning to stay in the present moment is a gift—that’s why it’s called the present. ◆ Pay attention to your horse’s response/body language . Is he showing signs of relaxing and enjoying the experience? Detect if there are specific areas where your horse likes or dislikes grooming, and adjust accordingly. ◆ See how much you can notice. When grooming, pay attention to the subtleties, smells, sounds, sensations and breath. Use this time as a meditative experience—a waking meditation. ◆ If you groom with others in a shared barn or with a riding group, perhaps suggest this as a group activity. Group energy can sometimes enhance the experience for all. ◆ The session can be as long or short as you’d like. It’s not about the quantity of time, but rather the quality of presence. ◆ In closing, thank and appreciate your horse for being part of your life and for being a “creature teacher.” We can learn so much from them by simply being in their company. I hope you’ll give mindful grooming a try and continue to seek new ways to connect with your horse and the world around you in a deeper way.  Happy grooming! Your horse thanks you. Source: https://www.horseillustrated.com/mindful-grooming
July 2, 2024
Picture this: a lush, green field with a horse peacefully grazing. This image is almost every horse owner’s ideal vision of their horse at his happiest. But danger can lurk for some horses if you look a little deeper. Certain horses and ponies are prone to grass founder ( laminitis ), particularly in the spring when grasses are high in sugar . Most horse owners would rather prevent laminitis than deal with it after it happens, so the best course of action is to recognize the red flags—times to be more vigilant—and know what to do next. High-Risk Horses Horses most at risk for laminitis are those with equine metabolic syndrome (EMS) and Cushing’s disease (also called pituitary pars intermedia dysfunction, or PPID). Horses and ponies with EMS often have telltale symptoms, including a tendency toward obesity, insulin resistance and recurrent laminitis. Abnormal fat deposits along the crest of the neck, tailhead and above the eyes are typical, even when the horse is at a normal weight. The condition most often occurs in ponies and other breeds that evolved under harsh conditions and tend to be easy keepers. Horses with PPID may have symptoms similar to EMS, such as patchy fat deposits and insulin resistance , but PPID usually begins to appear in older horses (over age 15). They may also start to lose topline muscling and develop a thick haircoat that sheds out later than normal, or eventually not at all. If you suspect your horse has either of these conditions, schedule a vet visit for blood tests that will help confirm a diagnosis. If your horse has a metabolic disease, consider it a huge warning flag that he is at high risk for pasture-associated laminitis. The Carbohydrate Connection to Founder in Horses Laminitis can be caused by grazing on pasture that is too high in non-structural carbohydrates (NSCs) . These include fructan, sugar and starch. Structural carbohydrates are the fibrous parts of the cell wall that give the plant rigidity; these are digested differently from NSCs. You may have heard that fructan is the singular evil element in grass that causes horses to founder. However, more recent research has shown that pasture-induced laminitis cannot be attributed solely to fructan. There is no fructan in warm-season grasses, yet horses can still founder on them. Since the same environmental conditions that create high fructan concentrations also increase sugar and starch levels, it’s best to just limit all NSCs. Conditions that Spell Trouble In order to prevent laminitis in high-risk horses, you’ll need to start thinking about weather and grass-growing conditions. When the sun is shining brightly but other conditions limit the growth of the plant, NSC concentration in pasture plants will increase. Here is a list of the danger signs to look for: Temperature “If it’s below 40 degrees Fahrenheit, the enzymes that help the plant grow don’t function anymore,” says Kathryn Watts, an internationally respected consultant and researcher specializing in pasture grass and horses and ponies prone to laminitis. She is based in Colorado and maintains a website at safergrass.org. “However, photosynthesis [which creates sugar] happens as long as the sun is shining, provided that the plant is not frozen solid.” Concentrations of NSCs can double or even triple if these conditions (sunny and below 40 degrees) continue for several weeks. Since this commonly happens during spring and fall in many parts of the country, these seasons are often associated with grass founder in horses. TIP: A useful tool that you can find at any hardware store is a min-max thermometer. Put it on the back porch and check it every morning. If it’s been below 40 degrees that night, start paying careful attention to any high-risk horses. After a few nights below 40, any horse that’s had laminitis in the past or has the body type that says “founder waiting to happen” should probably be removed from pasture entirely and fed hay that’s tested for low sugar content (see “Testing Sugar Content,” below). Lack of Fertilizer “Another thing that can limit plant growth is lack of fertilizer—usually nitrogen,” says Watts. “The plant might have enough sugar, but if it doesn’t have enough nitrogen to put that sugar to work and grow, the sugar starts piling up. I use the analogy of an assembly line: If the plant does not have all of the elements it needs to grow, the line shuts down and the other raw materials pile up.” Since a lack of nitrogen can limit grass growth, it’s important to have the right fertilization schedule for your region. “Approach your extension agent or fertilizer dealer and tell them you’re looking for a moderate fertility level, not maximum production,” Watts advises. Drought Drought is another form of stress that will result in sugars piling up within the plant. “For example, in Texas, founder season happens when it’s very sunny and very hot,” says Watts. Drought may also cause fructan in cool-season grasses to turn to sugar, increasing chances of metabolically driven laminitis. Mature Grass When managing pastures , it’s important to mow or top the grass before seed heads appear. “Sugars and starch are very concentrated in the developing seed heads,” says Watts. “Many horses selectively graze them off; it’s like horse candy.” Weeds Most pastures are filled with weeds that horses are more than happy to consume. “Some of the weeds in your pasture have the potential to contain more sugar than the grass,” says Watts. “The ones that I have tested personally that are really high in NSCs include dandelion, plantain and thistle.” You can treat pastures with an herbicide to kill broadleaf weeds such as dandelions, which are particularly palatable to horses. Often this is enough to decrease the incidence of founder. A thick, healthy stand of grass is the best defense against invasion of weeds and clover. While proper fertilization can decrease sugar concentration per mouthful of grass, there may now be more sugar per acre. When grass is more plentiful in previously overgrazed pastures , you may need to start limiting intake with a muzzle or decreased time at pasture. It’s important to note that weeds may grow around dry lots where horses and ponies are housed to keep them off pasture. If those weeds are within reach of desperate flapping lips of horses, the risk of founder is still there. You may very well save your horse from foundering just by running a weed-whacker around the dry lot. “Safe” Grazing Regardless of what season the calendar says it is, keep an eye out for dangerous grazing conditions all year long. “The worst places for laminitis are those where the grass stays green all winter long, like in Great Britain and the Pacific Northwest,” says Watts. “Their grass doesn’t ever really die. When the temperature is below 40 degrees, any green grass creates a problem for high-risk horses, regardless of what month it is. “Here in Colorado, by December the grass is completely brown,” she continues. “If the weather has been dry, the grass can still be high in sugars.” Sugars may be leached out eventually by rain and melting snow, except in the case of grasses with a waxy coating, such as fescue . Fescue is commonly found in Kentucky and the Southern states, so keep in mind that it may be holding on to sugar longer if you are planning to put your horse on it in the winter or during a summer drought. “People assume that dead grass has no nutritional value if it’s brown,” adds Watts. “But sugar is not green. The chlorophyll and protein may be gone, but the sugar isn’t necessarily gone. Don’t assume that brown grass is safe.” Testing Sugar Content If you’re unsure about your grass or hay’s sugar content, the best thing to do is get it tested. “Grab a few handfuls of brown grass and send it to Equi-Analytical Laboratories [the equine division of Dairy One Cooperative Inc. ] and have it analyzed,” says Watts. This is only accurate if the grass is completely dead. (If the grass is green, you would have to flash freeze it and send it overnight on dry ice, which is very expensive.) If it’s dead, you can treat it like hay. Average grass hay is around 12 percent non-structural carbohydrates on a dry matter basis but can range up to 30 percent. For high-risk horses, grass or hay should be less than 11 percent. This varies by individual horse and how much exercise he’s getting. As you test more hay and compare how your horse does on each batch, you will learn what he can handle without gaining weight or getting sore feet. There is no “one size fits all” recipe. If your high-risk horse has been pulled off pasture, it’s important to test your hay for sugar content. “Any kind of hay can be high or low in sugar,” says Watts. “It’s not about species; it’s about growing conditions.” Managing the High-Risk Horse If you have a high-risk horse with a cresty neck, one of the best things to keep an eye on is his neck. “When the sugars get high in the grass, you can palpate his neck and feel a difference,” says Watts. “I call it ‘the Neckometer.’ When you put him in the dry lot, within a couple of days you should feel his neck getting softer. If you do something wrong, his neck will get hard very quickly.” If the weather is conducive to making high-sugar grass, horses with more mild risk factors may still be able to stay on pasture with a grazing muzzle on. “But if you put the grazing muzzle on and his neck is still getting bigger, then it’s time to put him in the dry lot and leave him there,” advises Watts. However, she emphasizes that the only way you can really assess your horse’s risk level is to get his insulin levels tested. Early Signs of Laminitis Another tool Watts recommends to carefully monitor high-risk horses is a daily brisk trot on firm footing. Since the metabolic form of laminitis comes on very slowly, it’s possible to look for these subtle signs and get ahead of the problem. “If you have a horse that normally has a nice, big trot and suddenly he just shuffles along stiff-legged or refuses to trot at all, that’s the horse that you bring back to your dry lot,” says Watts. “Feel his feet to see if there’s excess heat or an obvious pulse. These horses will often respond to being withdrawn from pasture very quickly.” Keep the horse off of pasture until weather conditions have changed completely in a way that will lower the concentration of sugar in the grass. For any case of acute laminitis, contact your vet immediately. Since metabolic laminitis is a relatively new area of research, make sure your vet is up to date on the condition and knows how to treat it. “Endocrinology is a veterinary specialty,” says Watts. “The same goes for farriers . The farrier you loved when your horse was healthy may not have the skills to help him once he’s foundered.” Exercise is Key Many of the horses that struggle with grass founder are not exercised at all, or only very lightly. “Except for a few rare cases of very hard-to-control insulin resistance, if you exercise the horse hard enough (to a sweat) three times a week, you can fudge a lot more on the diet,” says Watts. “It’s about balancing the amount of exercise with the amount of NSCs in the diet.” Horses that are prone to insulin resistance should not carry excess weight . Watts recommends horses be kept fit, even with a slight hint of ribs showing. But the horse should also carry good overall muscle tone from an active fitness program—whether it’s riding, driving or longeing.  If you have a high-risk metabolic horse and you want to maximize his grazing time, you’ll need to be prepared to carefully evaluate him and the weather conditions every day. At the first sign of foot soreness or the crest thickening/hardening, move him to a dry lot and feed him low-sugar hay, or soak his hay for a couple of hours in plenty of fresh water to remove excess sugars. When your horse and the grass conditions improve, he can go back out again. However, it may not be until the season is over. Be prepared for a time-consuming challenge. Source: https://www.horseillustrated.com/horse-health-preventing-grass-founder